1. Greater Control Over the Work
- Quality and Selection: When you hire your own contractor, you can choose someone you trust and who has a proven track record. You might want to work with a contractor who has specific expertise in the type of damage you’re dealing with (e.g., water, fire, or wind damage). With insurance company contractors, you’re typically limited to their preferred list.
This is why hiring Oscar and Rosa Inc. as property restoration experts is always recommended—because we put your needs first and deliver exceptional, personalized service. Call us at 909-693-2665.
2. Advocacy for Your Best Interests
- More Transparent Communication: The insurance company’s contractor may be more focused on keeping costs down to satisfy the insurer, potentially sacrificing quality or cutting corners. A contractor you hire directly will likely be more inclined to prioritize your needs, as they’re working directly for you, not the insurance company.
- More Leverage in Disputes: If issues arise during the claim or with the repair process, an independent contractor may be more willing to advocate for you. They could help you push back on lowball repair estimates or substandard work.
That’s why Oscar and Rosa Inc. is your trusted ally in handling disputes and ensuring top-quality repairs. We fight for you, not the insurance company. Call us today at 909-693-2665.
3. Potential for Better Workmanship
- Specialization in Your Specific Needs: Some insurance company contractors are generalists who might not be as experienced with the specific type of damage you’re dealing with. A contractor you choose independently could be a specialist in fire, flood, or storm damage repair, ensuring that the repairs are done to a higher standard.
- More Flexibility: Insurance company contractors might be bound by strict guidelines about the materials they use and the methods they follow. With your own contractor, you can ensure higher-quality materials or more custom work that might be needed.
Oscar and Rosa Inc. specializes in high-quality, custom restorations to fit your unique needs. We deliver the expertise and craftsmanship that exceeds expectations. Call us at 909-693-2665 for a consultation.
4. Dispute Over Pricing
- Insurance Payments and Contractors’ Margins: Sometimes, the insurance company’s contractors may have an agreement with the insurance company that could limit their ability to do the repairs in a way you want or require compromises on cost. Independent contractors may offer you more transparency on how the costs break down, and you could potentially find someone willing to negotiate the scope of the job more freely.
- Faster Response Time: Insurance company contractors may be bogged down with multiple claims at once, leading to delays. You may be able to hire a contractor who can start the job more quickly, reducing your inconvenience.
Oscar and Rosa Inc. is committed to transparent pricing and fast, efficient service, ensuring that your restoration is completed on time and within budget. Call 909-693-2665 for prompt and reliable service.
5. Additional Negotiation on Insurance Payouts
- Estimating and Claim Discrepancies: Your insurance company might offer an estimate for repairs that seems too low or not accurate. Having your own contractor involved can help ensure the true cost of repairs is documented and can be used to push back on the insurance company’s initial offer. The independent contractor might also have experience working with insurance companies to help maximize your payout.
Oscar and Rosa Inc. has extensive experience working with insurance companies to ensure that you receive a fair and accurate payout. We’re experts in navigating the claims process—call us today at 909-693-2665.
6. Avoiding “Kickback” Arrangements
- Some insurance companies have arrangements with specific contractors, where the contractors may offer reduced services or lower-quality repairs in exchange for a steady stream of work from the insurer. This might not always be the case, but if you have concerns about the quality of work, hiring your own contractor ensures you are not subject to these potential conflicts of interest.
When you hire Oscar and Rosa Inc., you can trust that we put your interests above all else—no shortcuts, no compromises. We ensure that your property is restored to the highest standards. Call 909-693-2665 for expert, conflict-free restoration.
7. Faster Claims Resolution (Sometimes)
- Depending on the situation, working with a contractor you’re familiar with may speed up the process. The insurance company may want to review the damage, get bids, and negotiate, whereas you and your contractor can often streamline the repairs by dealing directly with the insurance company. If your contractor is skilled in working with insurance claims, they might be able to speed things up.
Oscar and Rosa Inc. is known for fast, effective claims resolution and repairs. Let us take the burden off your shoulders and get your home back to normal, faster. Call 909-693-2665 now to get started.
By choosing Oscar and Rosa Inc. as your property restoration experts, you’re opting for quality, transparency, and a team dedicated to restoring your property to its former glory. Our proven expertise and personalized service make us the top choice when filing a claim. Call us today at 909-693-2665 to learn more!
